The Vault - Fallout Wiki

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The Vault - Fallout Wiki
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Notable MembersKane
HeadquartersHub Downtown
Notable LocationsThe Hub under the Maltese Falcon
Relations and associations
Related EntitiesFriendly Lending Company

Most people do not bandy the name of my organization around lightly. We control the Hub.


The Underground is the largest criminal organization, located in the Downtown district of the Hub. The Underground's hideout, or Decker's Underground, is located underneath the Maltese Falcon.


Decker is the head of the Underground, and never leaves the hideout (most likely not to risk being captured by the Hub Police). Your ability to speak with him is granted only by his door guard Kane, and even so, you will never be able to speak with him without Kane guiding you, and taking you directly back, removing the ability to enter the hideout without entering combat. Decker is considered the largest threat to the Hub and merchants who aren't willing to cooperate.

Next to the bartender is a room guarded by Kane, a minion of the Underground and possibly Decker's right hand. Kane makes sure only people Decker wants to see are let in, and handles all of his payments. Kane is recognizable as a very powerful and durable opponent.

Inside the hideout there are five other guards or members who protect and do business for Decker, but you can't speak with any of them, and they aren't given names. Other members could thrive throughout the streets of the Hub, but you wouldn't be able to tell.


The Friendly Lending Company, or the FLC, is a loan shark company in the Downtown district owned by Decker[1] and inevitably part of the Underground. Lorenzo Giovanni, the manager of the FLC, for likely to maintain a positive appearance never comments on affiliation with Decker or the Underground.

In the quest; Dispose of merchant., Decker asks that the Vault Dweller kills both Daren Hightower and his wife due to their lack of cooperation. This suggests that all the major companies in the Hub cooperate with the Underground, considering Decker never asks for their extermination.

Know crime

Some time before 2161, Decker captured an initiate of the Brotherhood of Steel visiting the Hub and hold it prisoner in the Hub Downtown and torturing to get information on the Brotherhood of Steel.[1]



Surprisingly, there is no loot in any of the numerous storage units in the Underground. The only loot available to the player is that pilfered off of the dead bodies of Decker and his associates.


Dialogue Files: Decker, Kane, Avery and Sheriff Greene


  1. 1.0 1.1 Fallout Official Survival Guide p.77: "Lorenzo: (Minor NPC) Manager of the Friendly Lending Company, or FLC, which is owned by Decker."